Luvkis use PayPal for our payment system, which can accept most of the credit card in the market. You can use your credit card for your payment even you don't have a PayPal account.

PayPal Credit is available for PayPal account holder in some countries.  You can check out with PayPal in your country. 

Q: How do I make purchase if I do not have PayPal account?

A: No, it is not a must to have a PayPal account to make purchase, simply proceed to credit card payment when you check out. Underneath PayPal login, you can proceed to credit card payment without logging into a PayPal account.